瑞波币与恒星币

Ripple实际上是一个基于区块链的支付网络，它是 RTGS 的意思是一个中心化的实时总额结算系统。它由 Ryan Fugger 于 2004 年成立，目的是创建一个数字支付系统，在这个系统中，他可以创建自己的钱，在可信赖的节点网络中使用。

Stellar是一种区块链共识协议，分布式网络具有开放的成员资格，这意味着每个人都可以成为该网络的参与者，并且不需要参与者的任何特殊许可。要成为参与者，您可以执行挖掘或保存区块链的状态或执行任何其他简单的任务来为区块链网络做出贡献。

以下是 Ripple 和 Stellar 之间的差异表：

	Ripple	Stellar
1.	Ripple is a permissioned and centralized payment network.	Stellar is a permissionless/open blockchain platform.
2.	It uses XRP as its cryptocurrency.	It uses lumen as its cryptocurrency for trading.
3.	Ripple was established by Ripple Labs in 2012.	Stellar was established by Stellar Development Foundation in 2014.
4.	Ripple uses Ripple Consensus Algorithm for agreement among nodes.	Stellar uses Federated Byzantine Agreement for consensus.
5.	Ripple is a profit-making organization.	Stellar is a non-profit making organization.
6.	Ripple has a fixed supply of 100 billion XRP.	Stellar has inflation of 1 percent. The governance annually.
7.	Governance model of ripple is centralized in nature so it is prone to censorship.	Governance of stellar is decentralized so it is free from censorship.
8.	Partners of ripple are Kotak, Axis Bank etc.	Partners of stellar are AnchorUSD, Smrtlands, Wrex etc